Loan Services

Testimonials

Mrs. Yolanda K.

"Thank you Car Loan IQ. The dealership had the car I wanted and the financing was very competitive..."

Ms. Sarah O.

"Thank you Car Loan IQ for getting approved by a lender. Walking into the dealer with a check ..."

Mr. Daniel C.

"Thank you Car Loan IQ for hooking me with a Buy Here / Pay Here lot. I didn't even know they existed ..."

Auto Loans For Any Type of Credit

 

Applying for an auto loan on-line is easy with Car Loan IQ. Whether you have good credit or a history of bad credit, no credit, bankruptcy or repossessions, Car Loan IQ can help.

The Smart Car Loan Tool is designed to help you assess your own credit situation and determine many of the factors that lenders will use. You may complete as many of the sections as you wish and you can complete them in any order.

Smart Car Loan Tool



Select Credit Score Range:








Bankruptcy in the
last 12 months?

Car repossessed in the
last 12 months?

Foreclosure in the
last 12 months?


Monthly Living Expenses


Gross monthly income before taxes 

Rent or Mortgage 

Minimum credit card payments 

Other loan payments 

Total Expense;


* Do not include utility bills or open car loan if trading the car.

Car Loan Information


Loan Amount

Interest rate

  Loan Term Monthly
Payment
Monthly
Expenses
Debt to
Income
Payment
to Income
24 Months
36 Months
48 Months
60 Months
72 Months

* Interest rates and monthly payments are for representative purposes only.
   Actual loan terms will be determined by the lender that approves you.

Breakdown of Car Loan Sources
By Credit Scores


Breakdown of Loans By Credit Score.