CAR LOAN IQ PRIVACY POLICY NOTICE

This Privacy Policy notice is provided by Car Loan IQ and governs the way we collect, share and protect Personal Information received from consumers. Please read this Privacy Policy Notice carefully to understand what we do.

At Car Loan IQ, we work with finance companies, lenders, dealers and other entities to provide individuals with automobile financing options. We take the privacy and security of your information seriously and believe it is important that you understand:

• What Personal Information we collect and how we collect it;
• How we use the Personal Information we collect;
• Who we share your Personal Information with;
• What choices you have regarding the use and disclosure of the Personal Information we collect;
• The security we use to protect your Personal Information

Collection of Personal Information
We collect Personal Information about you from the following sources:

• Information you provide over the telephone or Internet, on applications or other forms, such as your name, address, Social Security number and income.
• Information about your transactions with us, our affiliates or others such as your account balance and payment history, and information we obtain to verify employment history or insurance coverage.
• Information we receive from consumer reporting agencies, such as your credit history and credit score.

Disclosure and Use of Personal Information
We may use and disclose your information as follows:

• To financial service providers such as banks, lenders and finance companies in order to fulfill your request for credit.
• To non-financial companies such as motor vehicle dealers or other auto finance brokers, as you have instructed, in order to fulfill your request for credit.
• To non-affiliated service providers as permitted by law.
• To affiliates who perform services for us, such as mailing written materials.
• To non-affiliated third-parties who may market their products and services to you.

No Disclosure of Personal Information to Affiliates for marketing Purposes
Except as permitted by law when an affiliate acts as a service provider to us, we do not disclose your Personal Information to our affiliates to permit the marketing of the affiliates’ products or services.

Disclosures to Non-Affiliated Third Parties for Marketing Purposes
In order to offer you a wide variety of products and services, we may disclose your Personal Information to non-affiliated third-parties to permit them to market their products or services directly to you provided you have not opted-out of such disclosures.

Notice for California, North Dakota and Vermont Residents
We only share your Personal Information with affiliates and non-affiliated third parties as permitted by law for the purpose of fulfilling your request. We do not disclose your Personal Information to third-parties to permit those third-parties to market their products or services to you and you are not required to take any additional action to prohibit such disclosures.

Protection of Personal Information
We restrict access to Personal Information about you to our employees and to third-parties who need to know that information in order to provide you with the products or services you requested and to those persons or entities to whom we may disclose such information as directed by you or as permitted by law.

We protect your Personal Information from unauthorized access and use by maintaining physical safeguards such as secure areas in buildings; electronic safeguards; such as passwords and encryption; and procedural safeguards such as customer authentication procedures.

Definitions:

• Affiliate – Companies related by common ownership or control. They can be financial and non-financial companies.
• Non-affiliate – Companies not related by common ownership or control. They can be financial and non-financial companies such as auto dealers, banks, finance companies, credit unions, vehicle service contract companies, insurance providers, direct marketing companies and their service providers.
• Joint Marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you.

For any questions regarding this Privacy Policy Notice, please contact us at Contact Us.