Car Loan Financing
Car Loan IQ offers car loan financing for good and
bad credit car loans
and although there are many websites that offer auto loans, not all of them offer
the consumer the opportunity to get approved before going to a dealership.
At Car Loan IQ, we specialize in car loan financing for people with less than
perfect credit and help people get approved through a network of participating
auto dealerships and direct
bank car loans.
Here’s how it works:
Complete and submit your information in our secure car loan financing application.
Once received, we’ll send your information to our direct lender network where you
could get approved for up to $30,000 in just a just few minutes. If approved, you’ll
receive an e-mail from our direct car loan financing partner regarding the specifics
of your loan approval. You may even get approved by more than one lender so compare
loan terms and choose the one that’s best suited to your needs.
In addition, your information could be sent to an auto dealer in your area that offers
car dealer financing
for bad credit. Our participating auto dealers are
selected based upon location, types of vehicles and expertise in helping customers
get car loan financing for bad credit. The auto dealer should contact you within a
few hours of receiving your information however it may take up to 1 or 2 days.
Auto dealers have access to lenders that provide car loan financing for some of
the toughest credit situations so if you don’t get approved from one of our direct
car loan partners, you may still qualify for a car loan through one of our auto dealers.
Generally speaking, you’ll need a gross monthly income of at least $2000 dollars
and a credit score above 625 in order to qualify for car loan financing through
our direct lending channel. If your credit score is below 625 but higher than 525,
our auto dealer channel may be best.
In addition, if you get approved through one of our auto dealers, you will be required
to purchase a car from them in order to use the car loan financing they’ve arranged –
but remember, you’re under no obligation to accept the terms of any loan offered. If
you get approved though one or more of the lenders in our direct car loan channel, you
can go to any new car dealer in your state to buy a car.
So, if you’ve experienced credit difficulties and need to buy a car, apply for an
auto loan with Car Loan IQ. You could be approved for car loan financing in just
minutes and be in a better position to get a great deal on a new car!
