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Mrs. Yolanda K.

"Thank you Car Loan IQ. The dealership had the car I wanted and the financing was very competitive..."

Ms. Sarah O.

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Mr. Daniel C.

"Thank you Car Loan IQ for hooking me with a Buy Here / Pay Here lot. I didn't even know they existed ..."

Auto Financing for Bad Credit Car Loans


This car could be yours! Auto financing for bad credit car loans has never been more important. Many people have been challenged by the recession over the last couple of years and as a consequence, their credit scores have been adversely affected. And the collapse of the financial markets has made it even more difficult for good people who need auto financing for bad credit find a car loan. Some of Car Loan IQ's direct lending partners provide bad credit car loans and may be able to help get you approved before going to a car dealership however, you're best option for getting auto financing for bad credit might be through one of our new car dealerships that specialize in bad credit car loans. However, not all car dealers are prepared or interested in helping people with bad credit to get an auto loan.


Auto financing for bad credit car loans are available through Car Loan IQ's network of car dealerships that specialize in helping people that may have experienced difficulties. Our typical network dealership includes new car franchises like Ford, Toyota, Chevy or Honda; access to hundreds lenders that provide bad credit car loans and a separate department within the dealership that works exclusively with people that have low or no credit scores, recent bankruptcy and even previous vehicle repossessions get auto financing for bad credit.


Our participating car dealers maintain excellent relationships with car loan companies that provide auto financing for bad credit and typically carry an excellent selection of new and used cars. In addition, the automotive finance manager within the dealership has the expertise in bad credit car loans to determine the likelihood of getting someone approved.


If you have a low or no credit score, apply for car financing through Car Loan IQ and your information will be sent to a participating dealer in your area that has the experienced personnel, relationships with lenders that provide auto financing for bad credit car loans and a large selection of new and used cars that may fit your needs.


Generally speaking, if your credit score is below 650, your best bet for auto financing for bad credit may be through this channel. If you are unsure, click here to Get Your Credit Score(s).


To see if you qualify for a car loan online through one of Car Loan IQ's lending partners, visit our Smart Car Loan Tool now.